Home Inspection

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There are many reasons to have a home inspection on your new home. Here are some of those reasons:

Buying a home is a big commitment, but one well worth the investment. Once you have a home in mind, have found a lender that will supply you with the right loan, and have made an offer that the sellers have accepted, the next step is to have a home inspection conducted.

In some areas of the country you can buy a home with an inspection contingency and simply walk through it yourself to determine if the home is up to your standards. Other areas require you to use a professional inspector to report on the home. Ask your Ardmore real estate agent for more information on what Tennessee and/or Alabama require.

There are many reasons why having a home inspection is so important. Think of it this way: would you invest $100,000 of your own money into a stock you knew nothing about? Probably not. Chances are you’re spending more than $100,000 on your new home, so, as you would with any other investment, you should learn all you can about the home before you hand over the money.

Professional home inspectors have a general knowledge about everything associated with a house. Typically your real estate agent will recommend a home inspector who has been in business for a while and has built himself a good reputation. However, most agents will not recommend an alarmist who may cause the deal to fall apart unnecessarily, so make sure you speak to your agent about what you expect with the home inspection.

Inspectors will tell you about future issues as well as present ones. The inspection will inform you of any issues that need to be addressed while the home is still pending. These are issues you may want to ask the seller to correct before you agree to purchase the home. But the inspector can also inform you of future issues so you know what you may need to take care of 5 -10 years down the road. These future issues are typically caused by general wear and tear on the home, so they are not the current seller’s responsibility. But as the future home owner, you will obviously want to know if you will have to replace a $5000 roof in a few years. Awareness of these future issues can help you start to save the money and prepare for the repair.

Remember to keep the report and take notes when you accompany the inspector. Most can be very helpful when it comes to learning all you can about your home. If the inspector recommends an additional inspection, follow his suggestion. Remember, they are professionals that usually know about everything in the home. If the inspector comes across something he doesn’t know about or needs further information on, he might recommend you hire another professional inspector with just the sort of expertise needed for a specific concern. These specific situations may require, for example, a pest inspector, a roof inspector or a septic inspector, just to name a few. They can save you thousands of dollars in the future–well worth the initial few you will have to pay for their expertise. Think of the following situation: Your general inspector recommends that you hire an expert in septic system inspection.  This expertise will cost you $800 up front.  The septic system inspector informs you that if you move into the home, you will have to replace the septic system, at a cost of approximately $12,000, in just a few years.  Certainly we can agree that saving $11,200 is worth the $800 to hire the expert.  All that being said, if your professional inspector does not recommend an additional expert, he probably has not come across anything that concerns him, and you are most likely moving into a well-maintained, problem-free home.

Inspections are really a great way to learn more about your investment. For more tips and information on this please don’t hesitate to contact us anytime.